LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,510
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,174
−HK$1,691/mo
Today · 4.125%
HK$56,865
baseline
▲ 0.50% · 4.625%
HK$60,326
+HK$3,461/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,730/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,529
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,126
−HK$1,619/mo
Today · 4.125%
HK$62,745
baseline
▲ 0.50% · 4.625%
HK$66,053
+HK$3,308/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,490/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,212
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,209
−HK$2,030/mo
Today · 4.125%
HK$68,239
baseline
▲ 0.50% · 4.625%
HK$72,391
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,478/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,435
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,351
−HK$1,944/mo
Today · 4.125%
HK$75,295
baseline
▲ 0.50% · 4.625%
HK$79,263
+HK$3,968/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,590/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,914
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,244
−HK$2,368/mo
Today · 4.125%
HK$79,612
baseline
▲ 0.50% · 4.625%
HK$84,456
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,224/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,341
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,576
−HK$2,268/mo
Today · 4.125%
HK$87,844
baseline
▲ 0.50% · 4.625%
HK$92,474
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,688/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,318
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,314
−HK$3,044/mo
Today · 4.125%
HK$102,358
baseline
▲ 0.50% · 4.625%
HK$108,586
+HK$6,228/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,716/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,153
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,026
−HK$2,916/mo
Today · 4.125%
HK$112,942
baseline
▲ 0.50% · 4.625%
HK$118,895
+HK$5,953/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,884/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,332 · Scale 2, in force from 26 Feb 2026)