LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,511
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,176
−HK$1,691/mo
Today · 4.125%
HK$56,867
baseline
▲ 0.50% · 4.625%
HK$60,327
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,734/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,531
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,619/mo
Today · 4.125%
HK$62,747
baseline
▲ 0.50% · 4.625%
HK$66,055
+HK$3,308/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,494/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,214
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,211
−HK$2,030/mo
Today · 4.125%
HK$68,241
baseline
▲ 0.50% · 4.625%
HK$72,393
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,482/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,437
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,353
−HK$1,944/mo
Today · 4.125%
HK$75,297
baseline
▲ 0.50% · 4.625%
HK$79,266
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,594/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,916
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,246
−HK$2,368/mo
Today · 4.125%
HK$79,614
baseline
▲ 0.50% · 4.625%
HK$84,458
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,228/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,343
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,579
−HK$2,267/mo
Today · 4.125%
HK$87,846
baseline
▲ 0.50% · 4.625%
HK$92,477
+HK$4,631/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,692/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,321
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,317
−HK$3,044/mo
Today · 4.125%
HK$102,361
baseline
▲ 0.50% · 4.625%
HK$108,589
+HK$6,228/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,722/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,156
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,030
−HK$2,915/mo
Today · 4.125%
HK$112,945
baseline
▲ 0.50% · 4.625%
HK$118,898
+HK$5,953/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,890/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,361 · Scale 2, in force from 26 Feb 2026)