LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,512
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,177
−HK$1,691/mo
Today · 4.125%
HK$56,868
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,736/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,532
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,620/mo
Today · 4.125%
HK$62,748
baseline
▲ 0.50% · 4.625%
HK$66,055
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,496/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,214
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,212
−HK$2,029/mo
Today · 4.125%
HK$68,241
baseline
▲ 0.50% · 4.625%
HK$72,394
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,482/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,438
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,354
−HK$1,943/mo
Today · 4.125%
HK$75,297
baseline
▲ 0.50% · 4.625%
HK$79,267
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,594/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,917
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,247
−HK$2,368/mo
Today · 4.125%
HK$79,615
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,230/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,344
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,579
−HK$2,268/mo
Today · 4.125%
HK$87,847
baseline
▲ 0.50% · 4.625%
HK$92,478
+HK$4,631/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,694/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,322
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,318
−HK$3,044/mo
Today · 4.125%
HK$102,362
baseline
▲ 0.50% · 4.625%
HK$108,590
+HK$6,228/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,724/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,157
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,031
−HK$2,915/mo
Today · 4.125%
HK$112,946
baseline
▲ 0.50% · 4.625%
HK$118,900
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,892/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,371 · Scale 2, in force from 26 Feb 2026)