LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,514
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$55,178
−HK$1,691/mo
Today · 4.125%
HK$56,869
baseline
▲ 0.50% · 4.625%
HK$60,330
+HK$3,461/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,738/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,533
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,130
−HK$1,620/mo
Today · 4.125%
HK$62,750
baseline
▲ 0.50% · 4.625%
HK$66,057
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,500/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,216
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,214
−HK$2,029/mo
Today · 4.125%
HK$68,243
baseline
▲ 0.50% · 4.625%
HK$72,396
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,486/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,440
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,356
−HK$1,944/mo
Today · 4.125%
HK$75,300
baseline
▲ 0.50% · 4.625%
HK$79,269
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,600/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,919
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,249
−HK$2,368/mo
Today · 4.125%
HK$79,617
baseline
▲ 0.50% · 4.625%
HK$84,462
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,234/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,347
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,582
−HK$2,268/mo
Today · 4.125%
HK$87,850
baseline
▲ 0.50% · 4.625%
HK$92,480
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,700/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,324
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,321
−HK$3,044/mo
Today · 4.125%
HK$102,365
baseline
▲ 0.50% · 4.625%
HK$108,593
+HK$6,228/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,730/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,160
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$110,034
−HK$2,915/mo
Today · 4.125%
HK$112,949
baseline
▲ 0.50% · 4.625%
HK$118,903
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,898/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,400 · Scale 2, in force from 26 Feb 2026)