LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,515
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,179
−HK$1,692/mo
Today · 4.125%
HK$56,871
baseline
▲ 0.50% · 4.625%
HK$60,331
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,742/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,535
−HK$3,216/mo
▼ 0.25% · 3.875%
HK$61,131
−HK$1,620/mo
Today · 4.125%
HK$62,751
baseline
▲ 0.50% · 4.625%
HK$66,059
+HK$3,308/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,502/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,218
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,215
−HK$2,030/mo
Today · 4.125%
HK$68,245
baseline
▲ 0.50% · 4.625%
HK$72,397
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,490/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,441
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,358
−HK$1,943/mo
Today · 4.125%
HK$75,301
baseline
▲ 0.50% · 4.625%
HK$79,270
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,602/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,921
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,251
−HK$2,368/mo
Today · 4.125%
HK$79,619
baseline
▲ 0.50% · 4.625%
HK$84,463
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,238/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,348
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,584
−HK$2,267/mo
Today · 4.125%
HK$87,851
baseline
▲ 0.50% · 4.625%
HK$92,482
+HK$4,631/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,702/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,326
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,323
−HK$3,044/mo
Today · 4.125%
HK$102,367
baseline
▲ 0.50% · 4.625%
HK$108,596
+HK$6,229/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,734/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,162
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,036
−HK$2,916/mo
Today · 4.125%
HK$112,952
baseline
▲ 0.50% · 4.625%
HK$118,906
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,904/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,421 · Scale 2, in force from 26 Feb 2026)