LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,516
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,181
−HK$1,691/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$60,332
+HK$3,460/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,536
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,133
−HK$1,620/mo
Today · 4.125%
HK$62,753
baseline
▲ 0.50% · 4.625%
HK$66,060
+HK$3,307/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,506/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,219
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$2,029/mo
Today · 4.125%
HK$68,246
baseline
▲ 0.50% · 4.625%
HK$72,399
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,492/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,443
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,359
−HK$1,944/mo
Today · 4.125%
HK$75,303
baseline
▲ 0.50% · 4.625%
HK$79,272
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,606/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,922
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,253
−HK$2,368/mo
Today · 4.125%
HK$79,621
baseline
▲ 0.50% · 4.625%
HK$84,465
+HK$4,844/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,242/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,350
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,586
−HK$2,268/mo
Today · 4.125%
HK$87,854
baseline
▲ 0.50% · 4.625%
HK$92,484
+HK$4,630/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,708/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,329
−HK$6,040/mo
▼ 0.25% · 3.875%
HK$99,325
−HK$3,044/mo
Today · 4.125%
HK$102,369
baseline
▲ 0.50% · 4.625%
HK$108,598
+HK$6,229/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,738/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,165
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,039
−HK$2,916/mo
Today · 4.125%
HK$112,955
baseline
▲ 0.50% · 4.625%
HK$118,909
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,910/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,446 · Scale 2, in force from 26 Feb 2026)