LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,516
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,181
−HK$1,691/mo
Today · 4.125%
HK$56,872
baseline
▲ 0.50% · 4.625%
HK$60,333
+HK$3,461/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$113,744/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,536
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,133
−HK$1,620/mo
Today · 4.125%
HK$62,753
baseline
▲ 0.50% · 4.625%
HK$66,061
+HK$3,308/mo
Deposit HK$11.73M · loan HK$11.73M · min. income ≈ HK$125,506/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,220
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$2,030/mo
Today · 4.125%
HK$68,247
baseline
▲ 0.50% · 4.625%
HK$72,399
+HK$4,152/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,494/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,444
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,360
−HK$1,943/mo
Today · 4.125%
HK$75,303
baseline
▲ 0.50% · 4.625%
HK$79,273
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,606/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,923
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,253
−HK$2,368/mo
Today · 4.125%
HK$79,621
baseline
▲ 0.50% · 4.625%
HK$84,466
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,242/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,351
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,586
−HK$2,268/mo
Today · 4.125%
HK$87,854
baseline
▲ 0.50% · 4.625%
HK$92,485
+HK$4,631/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,708/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,329
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,326
−HK$3,044/mo
Today · 4.125%
HK$102,370
baseline
▲ 0.50% · 4.625%
HK$108,599
+HK$6,229/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,740/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,165
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,040
−HK$2,915/mo
Today · 4.125%
HK$112,955
baseline
▲ 0.50% · 4.625%
HK$118,909
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,910/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,451 · Scale 2, in force from 26 Feb 2026)