LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,521
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,186
−HK$1,691/mo
Today · 4.125%
HK$56,877
baseline
▲ 0.50% · 4.625%
HK$60,338
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,754/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,541
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,138
−HK$1,620/mo
Today · 4.125%
HK$62,758
baseline
▲ 0.50% · 4.625%
HK$66,066
+HK$3,308/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,516/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,225
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,223
−HK$2,029/mo
Today · 4.125%
HK$68,252
baseline
▲ 0.50% · 4.625%
HK$72,405
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,504/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,450
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,366
−HK$1,944/mo
Today · 4.125%
HK$75,310
baseline
▲ 0.50% · 4.625%
HK$79,279
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,620/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,929
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,260
−HK$2,368/mo
Today · 4.125%
HK$79,628
baseline
▲ 0.50% · 4.625%
HK$84,473
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,256/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,358
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,593
−HK$2,268/mo
Today · 4.125%
HK$87,861
baseline
▲ 0.50% · 4.625%
HK$92,493
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,722/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,337
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,334
−HK$3,045/mo
Today · 4.125%
HK$102,379
baseline
▲ 0.50% · 4.625%
HK$108,608
+HK$6,229/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$204,758/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,174
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,049
−HK$2,916/mo
Today · 4.125%
HK$112,965
baseline
▲ 0.50% · 4.625%
HK$118,919
+HK$5,954/mo
Deposit HK$2.35M · loan HK$21.12M · min. income ≈ HK$225,930/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,533 · Scale 2, in force from 26 Feb 2026)