LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,523
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,188
−HK$1,691/mo
Today · 4.125%
HK$56,879
baseline
▲ 0.50% · 4.625%
HK$60,340
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,758/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,544
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,140
−HK$1,621/mo
Today · 4.125%
HK$62,761
baseline
▲ 0.50% · 4.625%
HK$66,069
+HK$3,308/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,522/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,227
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,225
−HK$2,030/mo
Today · 4.125%
HK$68,255
baseline
▲ 0.50% · 4.625%
HK$72,408
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,510/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,452
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,369
−HK$1,944/mo
Today · 4.125%
HK$75,313
baseline
▲ 0.50% · 4.625%
HK$79,282
+HK$3,969/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,626/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,932
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,263
−HK$2,368/mo
Today · 4.125%
HK$79,631
baseline
▲ 0.50% · 4.625%
HK$84,476
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,262/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,361
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,597
−HK$2,268/mo
Today · 4.125%
HK$87,865
baseline
▲ 0.50% · 4.625%
HK$92,496
+HK$4,631/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,730/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,341
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,338
−HK$3,044/mo
Today · 4.125%
HK$102,382
baseline
▲ 0.50% · 4.625%
HK$108,612
+HK$6,230/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,764/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,178
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,053
−HK$2,916/mo
Today · 4.125%
HK$112,969
baseline
▲ 0.50% · 4.625%
HK$118,924
+HK$5,955/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,938/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,572 · Scale 2, in force from 26 Feb 2026)