LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,526
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,691/mo
Today · 4.125%
HK$56,882
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,764/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,547
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,144
−HK$1,620/mo
Today · 4.125%
HK$62,764
baseline
▲ 0.50% · 4.625%
HK$66,073
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,528/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,231
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$2,030/mo
Today · 4.125%
HK$68,259
baseline
▲ 0.50% · 4.625%
HK$72,412
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,518/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,456
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,373
−HK$1,944/mo
Today · 4.125%
HK$75,317
baseline
▲ 0.50% · 4.625%
HK$79,287
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,634/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,267
−HK$2,368/mo
Today · 4.125%
HK$79,635
baseline
▲ 0.50% · 4.625%
HK$84,481
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,270/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,366
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,602
−HK$2,268/mo
Today · 4.125%
HK$87,870
baseline
▲ 0.50% · 4.625%
HK$92,502
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,740/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,347
−HK$6,041/mo
▼ 0.25% · 3.875%
HK$99,343
−HK$3,045/mo
Today · 4.125%
HK$102,388
baseline
▲ 0.50% · 4.625%
HK$108,618
+HK$6,230/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,776/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,185
−HK$5,790/mo
▼ 0.25% · 3.875%
HK$110,059
−HK$2,916/mo
Today · 4.125%
HK$112,975
baseline
▲ 0.50% · 4.625%
HK$118,931
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,950/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$997,629 · Scale 2, in force from 26 Feb 2026)