LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,526
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,692/mo
Today · 4.125%
HK$56,883
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,766/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,547
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,144
−HK$1,620/mo
Today · 4.125%
HK$62,764
baseline
▲ 0.50% · 4.625%
HK$66,073
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,528/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,231
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$2,030/mo
Today · 4.125%
HK$68,259
baseline
▲ 0.50% · 4.625%
HK$72,413
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,518/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,457
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,373
−HK$1,944/mo
Today · 4.125%
HK$75,317
baseline
▲ 0.50% · 4.625%
HK$79,287
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,634/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,936
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,267
−HK$2,369/mo
Today · 4.125%
HK$79,636
baseline
▲ 0.50% · 4.625%
HK$84,481
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,272/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,366
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,602
−HK$2,268/mo
Today · 4.125%
HK$87,870
baseline
▲ 0.50% · 4.625%
HK$92,502
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,740/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,347
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,344
−HK$3,045/mo
Today · 4.125%
HK$102,389
baseline
▲ 0.50% · 4.625%
HK$108,619
+HK$6,230/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,778/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,185
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,060
−HK$2,916/mo
Today · 4.125%
HK$112,976
baseline
▲ 0.50% · 4.625%
HK$118,931
+HK$5,955/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,952/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,632 · Scale 2, in force from 26 Feb 2026)