LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,527
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,192
−HK$1,691/mo
Today · 4.125%
HK$56,883
baseline
▲ 0.50% · 4.625%
HK$60,344
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,766/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,548
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,145
−HK$1,620/mo
Today · 4.125%
HK$62,765
baseline
▲ 0.50% · 4.625%
HK$66,073
+HK$3,308/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,530/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,232
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,230
−HK$2,030/mo
Today · 4.125%
HK$68,260
baseline
▲ 0.50% · 4.625%
HK$72,413
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$136,520/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,457
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,374
−HK$1,944/mo
Today · 4.125%
HK$75,318
baseline
▲ 0.50% · 4.625%
HK$79,288
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.08M · min. income ≈ HK$150,636/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,937
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,268
−HK$2,369/mo
Today · 4.125%
HK$79,637
baseline
▲ 0.50% · 4.625%
HK$84,482
+HK$4,845/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,274/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,367
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,603
−HK$2,268/mo
Today · 4.125%
HK$87,871
baseline
▲ 0.50% · 4.625%
HK$92,503
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,742/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,348
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,345
−HK$3,045/mo
Today · 4.125%
HK$102,390
baseline
▲ 0.50% · 4.625%
HK$108,620
+HK$6,230/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,780/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,186
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,061
−HK$2,916/mo
Today · 4.125%
HK$112,977
baseline
▲ 0.50% · 4.625%
HK$118,932
+HK$5,955/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,954/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,644 · Scale 2, in force from 26 Feb 2026)