LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,529
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,194
−HK$1,692/mo
Today · 4.125%
HK$56,886
baseline
▲ 0.50% · 4.625%
HK$60,347
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,772/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,551
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,148
−HK$1,620/mo
Today · 4.125%
HK$62,768
baseline
▲ 0.50% · 4.625%
HK$66,077
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,536/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,235
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,233
−HK$2,030/mo
Today · 4.125%
HK$68,263
baseline
▲ 0.50% · 4.625%
HK$72,417
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,526/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,461
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,377
−HK$1,945/mo
Today · 4.125%
HK$75,322
baseline
▲ 0.50% · 4.625%
HK$79,292
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,644/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,941
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,272
−HK$2,368/mo
Today · 4.125%
HK$79,640
baseline
▲ 0.50% · 4.625%
HK$84,486
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,280/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,371
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,607
−HK$2,268/mo
Today · 4.125%
HK$87,875
baseline
▲ 0.50% · 4.625%
HK$92,507
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,750/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,352
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$99,350
−HK$3,045/mo
Today · 4.125%
HK$102,395
baseline
▲ 0.50% · 4.625%
HK$108,625
+HK$6,230/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,790/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,191
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,066
−HK$2,916/mo
Today · 4.125%
HK$112,982
baseline
▲ 0.50% · 4.625%
HK$118,938
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,964/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,690 · Scale 2, in force from 26 Feb 2026)