LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,530
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,195
−HK$1,692/mo
Today · 4.125%
HK$56,887
baseline
▲ 0.50% · 4.625%
HK$60,349
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,774/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,552
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,149
−HK$1,620/mo
Today · 4.125%
HK$62,769
baseline
▲ 0.50% · 4.625%
HK$66,078
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,538/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,236
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,235
−HK$2,030/mo
Today · 4.125%
HK$68,265
baseline
▲ 0.50% · 4.625%
HK$72,418
+HK$4,153/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,530/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,462
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,379
−HK$1,944/mo
Today · 4.125%
HK$75,323
baseline
▲ 0.50% · 4.625%
HK$79,294
+HK$3,971/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,646/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,943
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,274
−HK$2,368/mo
Today · 4.125%
HK$79,642
baseline
▲ 0.50% · 4.625%
HK$84,488
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,284/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,373
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,609
−HK$2,268/mo
Today · 4.125%
HK$87,877
baseline
▲ 0.50% · 4.625%
HK$92,509
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,754/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,355
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,352
−HK$3,045/mo
Today · 4.125%
HK$102,397
baseline
▲ 0.50% · 4.625%
HK$108,628
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,794/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,194
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,068
−HK$2,917/mo
Today · 4.125%
HK$112,985
baseline
▲ 0.50% · 4.625%
HK$118,941
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,970/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,713 · Scale 2, in force from 26 Feb 2026)