LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,532
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,197
−HK$1,692/mo
Today · 4.125%
HK$56,889
baseline
▲ 0.50% · 4.625%
HK$60,351
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,778/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,554
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,151
−HK$1,620/mo
Today · 4.125%
HK$62,771
baseline
▲ 0.50% · 4.625%
HK$66,080
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,542/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,238
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,237
−HK$2,030/mo
Today · 4.125%
HK$68,267
baseline
▲ 0.50% · 4.625%
HK$72,421
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,534/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,465
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,381
−HK$1,945/mo
Today · 4.125%
HK$75,326
baseline
▲ 0.50% · 4.625%
HK$79,296
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,652/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,945
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,276
−HK$2,369/mo
Today · 4.125%
HK$79,645
baseline
▲ 0.50% · 4.625%
HK$84,491
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,290/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,375
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,611
−HK$2,269/mo
Today · 4.125%
HK$87,880
baseline
▲ 0.50% · 4.625%
HK$92,512
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,760/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,358
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,355
−HK$3,045/mo
Today · 4.125%
HK$102,400
baseline
▲ 0.50% · 4.625%
HK$108,631
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,800/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,197
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$110,072
−HK$2,916/mo
Today · 4.125%
HK$112,988
baseline
▲ 0.50% · 4.625%
HK$118,944
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,976/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,744 · Scale 2, in force from 26 Feb 2026)