LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,533
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,198
−HK$1,692/mo
Today · 4.125%
HK$56,890
baseline
▲ 0.50% · 4.625%
HK$60,351
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,780/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,555
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,152
−HK$1,620/mo
Today · 4.125%
HK$62,772
baseline
▲ 0.50% · 4.625%
HK$66,081
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,544/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,239
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,237
−HK$2,031/mo
Today · 4.125%
HK$68,268
baseline
▲ 0.50% · 4.625%
HK$72,422
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,536/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,466
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,382
−HK$1,945/mo
Today · 4.125%
HK$75,327
baseline
▲ 0.50% · 4.625%
HK$79,297
+HK$3,970/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,654/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,946
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,277
−HK$2,369/mo
Today · 4.125%
HK$79,646
baseline
▲ 0.50% · 4.625%
HK$84,492
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,292/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,376
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,613
−HK$2,268/mo
Today · 4.125%
HK$87,881
baseline
▲ 0.50% · 4.625%
HK$92,513
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,762/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,359
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,356
−HK$3,045/mo
Today · 4.125%
HK$102,401
baseline
▲ 0.50% · 4.625%
HK$108,632
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,802/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,198
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,073
−HK$2,917/mo
Today · 4.125%
HK$112,990
baseline
▲ 0.50% · 4.625%
HK$118,946
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,980/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,757 · Scale 2, in force from 26 Feb 2026)