LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,534
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,199
−HK$1,692/mo
Today · 4.125%
HK$56,891
baseline
▲ 0.50% · 4.625%
HK$60,352
+HK$3,461/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,782/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,556
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,153
−HK$1,620/mo
Today · 4.125%
HK$62,773
baseline
▲ 0.50% · 4.625%
HK$66,082
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,546/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,240
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,239
−HK$2,030/mo
Today · 4.125%
HK$68,269
baseline
▲ 0.50% · 4.625%
HK$72,423
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,538/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,467
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,384
−HK$1,944/mo
Today · 4.125%
HK$75,328
baseline
▲ 0.50% · 4.625%
HK$79,299
+HK$3,971/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,656/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,947
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,278
−HK$2,369/mo
Today · 4.125%
HK$79,647
baseline
▲ 0.50% · 4.625%
HK$84,493
+HK$4,846/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,294/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,378
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,614
−HK$2,269/mo
Today · 4.125%
HK$87,883
baseline
▲ 0.50% · 4.625%
HK$92,515
+HK$4,632/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,766/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,361
−HK$6,042/mo
▼ 0.25% · 3.875%
HK$99,358
−HK$3,045/mo
Today · 4.125%
HK$102,403
baseline
▲ 0.50% · 4.625%
HK$108,634
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,806/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,200
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,075
−HK$2,917/mo
Today · 4.125%
HK$112,992
baseline
▲ 0.50% · 4.625%
HK$118,948
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,984/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,775 · Scale 2, in force from 26 Feb 2026)