LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,536
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,201
−HK$1,692/mo
Today · 4.125%
HK$56,893
baseline
▲ 0.50% · 4.625%
HK$60,355
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,786/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,155
−HK$1,621/mo
Today · 4.125%
HK$62,776
baseline
▲ 0.50% · 4.625%
HK$66,085
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,552/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,243
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,241
−HK$2,031/mo
Today · 4.125%
HK$68,272
baseline
▲ 0.50% · 4.625%
HK$72,426
+HK$4,154/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,544/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,470
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,387
−HK$1,944/mo
Today · 4.125%
HK$75,331
baseline
▲ 0.50% · 4.625%
HK$79,302
+HK$3,971/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,662/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,950
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,282
−HK$2,368/mo
Today · 4.125%
HK$79,650
baseline
▲ 0.50% · 4.625%
HK$84,497
+HK$4,847/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$159,300/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,381
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,618
−HK$2,268/mo
Today · 4.125%
HK$87,886
baseline
▲ 0.50% · 4.625%
HK$92,519
+HK$4,633/mo
Deposit HK$7.04M · loan HK$16.43M · min. income ≈ HK$175,772/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,365
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$99,362
−HK$3,046/mo
Today · 4.125%
HK$102,408
baseline
▲ 0.50% · 4.625%
HK$108,639
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,816/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,205
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,080
−HK$2,917/mo
Today · 4.125%
HK$112,997
baseline
▲ 0.50% · 4.625%
HK$118,953
+HK$5,956/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$225,994/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,816 · Scale 2, in force from 26 Feb 2026)