LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,539
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,204
−HK$1,692/mo
Today · 4.125%
HK$56,896
baseline
▲ 0.50% · 4.625%
HK$60,358
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,792/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,561
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,159
−HK$1,620/mo
Today · 4.125%
HK$62,779
baseline
▲ 0.50% · 4.625%
HK$66,088
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,558/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,246
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,245
−HK$2,030/mo
Today · 4.125%
HK$68,275
baseline
▲ 0.50% · 4.625%
HK$72,430
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,550/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,473
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,390
−HK$1,945/mo
Today · 4.125%
HK$75,335
baseline
▲ 0.50% · 4.625%
HK$79,306
+HK$3,971/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,670/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,954
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,286
−HK$2,368/mo
Today · 4.125%
HK$79,654
baseline
▲ 0.50% · 4.625%
HK$84,501
+HK$4,847/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$159,308/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,386
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,622
−HK$2,269/mo
Today · 4.125%
HK$87,891
baseline
▲ 0.50% · 4.625%
HK$92,524
+HK$4,633/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$175,782/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,370
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$99,367
−HK$3,046/mo
Today · 4.125%
HK$102,413
baseline
▲ 0.50% · 4.625%
HK$108,644
+HK$6,231/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,826/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,210
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$110,085
−HK$2,917/mo
Today · 4.125%
HK$113,002
baseline
▲ 0.50% · 4.625%
HK$118,959
+HK$5,957/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$226,004/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,867 · Scale 2, in force from 26 Feb 2026)