LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,542
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,207
−HK$1,692/mo
Today · 4.125%
HK$56,899
baseline
▲ 0.50% · 4.625%
HK$60,362
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,798/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,565
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,162
−HK$1,621/mo
Today · 4.125%
HK$62,783
baseline
▲ 0.50% · 4.625%
HK$66,092
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,566/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,250
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,249
−HK$2,030/mo
Today · 4.125%
HK$68,279
baseline
▲ 0.50% · 4.625%
HK$72,434
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,558/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,478
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,395
−HK$1,944/mo
Today · 4.125%
HK$75,339
baseline
▲ 0.50% · 4.625%
HK$79,311
+HK$3,972/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,678/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,959
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,290
−HK$2,369/mo
Today · 4.125%
HK$79,659
baseline
▲ 0.50% · 4.625%
HK$84,506
+HK$4,847/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$159,318/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,391
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,627
−HK$2,269/mo
Today · 4.125%
HK$87,896
baseline
▲ 0.50% · 4.625%
HK$92,529
+HK$4,633/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$175,792/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,375
−HK$6,044/mo
▼ 0.25% · 3.875%
HK$99,373
−HK$3,046/mo
Today · 4.125%
HK$102,419
baseline
▲ 0.50% · 4.625%
HK$108,651
+HK$6,232/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,838/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,216
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,092
−HK$2,917/mo
Today · 4.125%
HK$113,009
baseline
▲ 0.50% · 4.625%
HK$118,966
+HK$5,957/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$226,018/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,926 · Scale 2, in force from 26 Feb 2026)