LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,543
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,208
−HK$1,692/mo
Today · 4.125%
HK$56,900
baseline
▲ 0.50% · 4.625%
HK$60,362
+HK$3,462/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,800/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,566
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,163
−HK$1,621/mo
Today · 4.125%
HK$62,784
baseline
▲ 0.50% · 4.625%
HK$66,093
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,568/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,251
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,250
−HK$2,030/mo
Today · 4.125%
HK$68,280
baseline
▲ 0.50% · 4.625%
HK$72,435
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,560/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,479
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,396
−HK$1,945/mo
Today · 4.125%
HK$75,341
baseline
▲ 0.50% · 4.625%
HK$79,312
+HK$3,971/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,682/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,960
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$77,291
−HK$2,369/mo
Today · 4.125%
HK$79,660
baseline
▲ 0.50% · 4.625%
HK$84,507
+HK$4,847/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$159,320/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,392
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,628
−HK$2,269/mo
Today · 4.125%
HK$87,897
baseline
▲ 0.50% · 4.625%
HK$92,530
+HK$4,633/mo
Deposit HK$7.04M · loan HK$16.44M · min. income ≈ HK$175,794/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,377
−HK$6,043/mo
▼ 0.25% · 3.875%
HK$99,375
−HK$3,045/mo
Today · 4.125%
HK$102,420
baseline
▲ 0.50% · 4.625%
HK$108,652
+HK$6,232/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$204,840/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,218
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,094
−HK$2,917/mo
Today · 4.125%
HK$113,011
baseline
▲ 0.50% · 4.625%
HK$118,968
+HK$5,957/mo
Deposit HK$2.35M · loan HK$21.13M · min. income ≈ HK$226,022/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$997,942 · Scale 2, in force from 26 Feb 2026)