LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,549
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,214
−HK$1,692/mo
Today · 4.125%
HK$56,906
baseline
▲ 0.50% · 4.625%
HK$60,369
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,812/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,572
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,170
−HK$1,621/mo
Today · 4.125%
HK$62,791
baseline
▲ 0.50% · 4.625%
HK$66,100
+HK$3,309/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,582/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,258
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,257
−HK$2,031/mo
Today · 4.125%
HK$68,288
baseline
▲ 0.50% · 4.625%
HK$72,443
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,576/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,487
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,404
−HK$1,945/mo
Today · 4.125%
HK$75,349
baseline
▲ 0.50% · 4.625%
HK$79,321
+HK$3,972/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,698/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,968
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,300
−HK$2,369/mo
Today · 4.125%
HK$79,669
baseline
▲ 0.50% · 4.625%
HK$84,517
+HK$4,848/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,338/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,401
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,638
−HK$2,269/mo
Today · 4.125%
HK$87,907
baseline
▲ 0.50% · 4.625%
HK$92,541
+HK$4,634/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,814/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,387
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,386
−HK$3,046/mo
Today · 4.125%
HK$102,432
baseline
▲ 0.50% · 4.625%
HK$108,664
+HK$6,232/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,864/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,230
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$110,106
−HK$2,917/mo
Today · 4.125%
HK$113,023
baseline
▲ 0.50% · 4.625%
HK$118,981
+HK$5,958/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,046/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,051 · Scale 2, in force from 26 Feb 2026)