LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,554
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,220
−HK$1,692/mo
Today · 4.125%
HK$56,912
baseline
▲ 0.50% · 4.625%
HK$60,375
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,824/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,578
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,176
−HK$1,621/mo
Today · 4.125%
HK$62,797
baseline
▲ 0.50% · 4.625%
HK$66,107
+HK$3,310/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,594/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,265
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,264
−HK$2,031/mo
Today · 4.125%
HK$68,295
baseline
▲ 0.50% · 4.625%
HK$72,450
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,590/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,494
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,411
−HK$1,946/mo
Today · 4.125%
HK$75,357
baseline
▲ 0.50% · 4.625%
HK$79,329
+HK$3,972/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,714/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,976
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,308
−HK$2,369/mo
Today · 4.125%
HK$79,677
baseline
▲ 0.50% · 4.625%
HK$84,526
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,354/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,410
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,647
−HK$2,269/mo
Today · 4.125%
HK$87,916
baseline
▲ 0.50% · 4.625%
HK$92,550
+HK$4,634/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,832/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,397
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,396
−HK$3,046/mo
Today · 4.125%
HK$102,442
baseline
▲ 0.50% · 4.625%
HK$108,676
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,884/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,241
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,117
−HK$2,918/mo
Today · 4.125%
HK$113,035
baseline
▲ 0.50% · 4.625%
HK$118,993
+HK$5,958/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,070/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,155 · Scale 2, in force from 26 Feb 2026)