LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,555
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,692/mo
Today · 4.125%
HK$56,913
baseline
▲ 0.50% · 4.625%
HK$60,376
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,826/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,177
−HK$1,621/mo
Today · 4.125%
HK$62,798
baseline
▲ 0.50% · 4.625%
HK$66,108
+HK$3,310/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,596/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,266
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,265
−HK$2,031/mo
Today · 4.125%
HK$68,296
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,592/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,495
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,412
−HK$1,946/mo
Today · 4.125%
HK$75,358
baseline
▲ 0.50% · 4.625%
HK$79,330
+HK$3,972/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,716/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,977
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,309
−HK$2,369/mo
Today · 4.125%
HK$79,678
baseline
▲ 0.50% · 4.625%
HK$84,527
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,356/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,411
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,648
−HK$2,269/mo
Today · 4.125%
HK$87,917
baseline
▲ 0.50% · 4.625%
HK$92,551
+HK$4,634/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,834/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,399
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,397
−HK$3,047/mo
Today · 4.125%
HK$102,444
baseline
▲ 0.50% · 4.625%
HK$108,677
+HK$6,233/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,888/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,242
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,119
−HK$2,917/mo
Today · 4.125%
HK$113,036
baseline
▲ 0.50% · 4.625%
HK$118,995
+HK$5,959/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,072/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,168 · Scale 2, in force from 26 Feb 2026)