LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,556
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,693/mo
Today · 4.125%
HK$56,914
baseline
▲ 0.50% · 4.625%
HK$60,377
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,828/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,178
−HK$1,621/mo
Today · 4.125%
HK$62,799
baseline
▲ 0.50% · 4.625%
HK$66,109
+HK$3,310/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,598/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,267
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,266
−HK$2,031/mo
Today · 4.125%
HK$68,297
baseline
▲ 0.50% · 4.625%
HK$72,452
+HK$4,155/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$136,594/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,496
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,414
−HK$1,945/mo
Today · 4.125%
HK$75,359
baseline
▲ 0.50% · 4.625%
HK$79,331
+HK$3,972/mo
Deposit HK$9.39M · loan HK$14.09M · min. income ≈ HK$150,718/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,978
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,310
−HK$2,370/mo
Today · 4.125%
HK$79,680
baseline
▲ 0.50% · 4.625%
HK$84,528
+HK$4,848/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,360/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,412
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,649
−HK$2,270/mo
Today · 4.125%
HK$87,919
baseline
▲ 0.50% · 4.625%
HK$92,553
+HK$4,634/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,838/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,400
−HK$6,045/mo
▼ 0.25% · 3.875%
HK$99,399
−HK$3,046/mo
Today · 4.125%
HK$102,445
baseline
▲ 0.50% · 4.625%
HK$108,679
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,890/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,244
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,120
−HK$2,918/mo
Today · 4.125%
HK$113,038
baseline
▲ 0.50% · 4.625%
HK$118,996
+HK$5,958/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,076/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,183 · Scale 2, in force from 26 Feb 2026)