LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,560
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,226
−HK$1,693/mo
Today · 4.125%
HK$56,919
baseline
▲ 0.50% · 4.625%
HK$60,382
+HK$3,463/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,838/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,585
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,183
−HK$1,621/mo
Today · 4.125%
HK$62,804
baseline
▲ 0.50% · 4.625%
HK$66,115
+HK$3,311/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,608/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,272
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,271
−HK$2,031/mo
Today · 4.125%
HK$68,302
baseline
▲ 0.50% · 4.625%
HK$72,458
+HK$4,156/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$136,604/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,502
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,420
−HK$1,945/mo
Today · 4.125%
HK$75,365
baseline
▲ 0.50% · 4.625%
HK$79,337
+HK$3,972/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$150,730/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,984
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,316
−HK$2,370/mo
Today · 4.125%
HK$79,686
baseline
▲ 0.50% · 4.625%
HK$84,535
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,372/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,419
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,656
−HK$2,270/mo
Today · 4.125%
HK$87,926
baseline
▲ 0.50% · 4.625%
HK$92,560
+HK$4,634/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,852/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,408
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,407
−HK$3,047/mo
Today · 4.125%
HK$102,454
baseline
▲ 0.50% · 4.625%
HK$108,688
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,908/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,253
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,129
−HK$2,918/mo
Today · 4.125%
HK$113,047
baseline
▲ 0.50% · 4.625%
HK$119,006
+HK$5,959/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,094/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,264 · Scale 2, in force from 26 Feb 2026)