LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,562
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,228
−HK$1,693/mo
Today · 4.125%
HK$56,921
baseline
▲ 0.50% · 4.625%
HK$60,385
+HK$3,464/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$113,842/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,588
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,621/mo
Today · 4.125%
HK$62,807
baseline
▲ 0.50% · 4.625%
HK$66,118
+HK$3,311/mo
Deposit HK$11.74M · loan HK$11.74M · min. income ≈ HK$125,614/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,275
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,274
−HK$2,031/mo
Today · 4.125%
HK$68,305
baseline
▲ 0.50% · 4.625%
HK$72,462
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$136,610/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,505
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,423
−HK$1,945/mo
Today · 4.125%
HK$75,368
baseline
▲ 0.50% · 4.625%
HK$79,341
+HK$3,973/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$150,736/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,987
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,320
−HK$2,370/mo
Today · 4.125%
HK$79,690
baseline
▲ 0.50% · 4.625%
HK$84,539
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,380/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,423
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,660
−HK$2,270/mo
Today · 4.125%
HK$87,930
baseline
▲ 0.50% · 4.625%
HK$92,565
+HK$4,635/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,860/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,412
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,411
−HK$3,047/mo
Today · 4.125%
HK$102,458
baseline
▲ 0.50% · 4.625%
HK$108,692
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,916/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,258
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$110,134
−HK$2,918/mo
Today · 4.125%
HK$113,052
baseline
▲ 0.50% · 4.625%
HK$119,012
+HK$5,960/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,104/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,309 · Scale 2, in force from 26 Feb 2026)