LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,563
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,229
−HK$1,693/mo
Today · 4.125%
HK$56,922
baseline
▲ 0.50% · 4.625%
HK$60,386
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,844/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,589
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,187
−HK$1,621/mo
Today · 4.125%
HK$62,808
baseline
▲ 0.50% · 4.625%
HK$66,119
+HK$3,311/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,616/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,276
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,275
−HK$2,032/mo
Today · 4.125%
HK$68,307
baseline
▲ 0.50% · 4.625%
HK$72,463
+HK$4,156/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$136,614/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,506
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,424
−HK$1,946/mo
Today · 4.125%
HK$75,370
baseline
▲ 0.50% · 4.625%
HK$79,342
+HK$3,972/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$150,740/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,989
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,321
−HK$2,370/mo
Today · 4.125%
HK$79,691
baseline
▲ 0.50% · 4.625%
HK$84,540
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,382/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,424
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,661
−HK$2,270/mo
Today · 4.125%
HK$87,931
baseline
▲ 0.50% · 4.625%
HK$92,566
+HK$4,635/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,862/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,414
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,413
−HK$3,047/mo
Today · 4.125%
HK$102,460
baseline
▲ 0.50% · 4.625%
HK$108,694
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,920/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,259
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,136
−HK$2,918/mo
Today · 4.125%
HK$113,054
baseline
▲ 0.50% · 4.625%
HK$119,014
+HK$5,960/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,108/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,326 · Scale 2, in force from 26 Feb 2026)