LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,564
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,230
−HK$1,693/mo
Today · 4.125%
HK$56,923
baseline
▲ 0.50% · 4.625%
HK$60,387
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,846/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,590
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,188
−HK$1,621/mo
Today · 4.125%
HK$62,809
baseline
▲ 0.50% · 4.625%
HK$66,120
+HK$3,311/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,618/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,277
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,276
−HK$2,032/mo
Today · 4.125%
HK$68,308
baseline
▲ 0.50% · 4.625%
HK$72,464
+HK$4,156/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$136,616/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,508
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,425
−HK$1,946/mo
Today · 4.125%
HK$75,371
baseline
▲ 0.50% · 4.625%
HK$79,344
+HK$3,973/mo
Deposit HK$9.40M · loan HK$14.09M · min. income ≈ HK$150,742/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,990
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,323
−HK$2,369/mo
Today · 4.125%
HK$79,692
baseline
▲ 0.50% · 4.625%
HK$84,542
+HK$4,850/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,384/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,426
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,663
−HK$2,270/mo
Today · 4.125%
HK$87,933
baseline
▲ 0.50% · 4.625%
HK$92,568
+HK$4,635/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,866/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,416
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,415
−HK$3,047/mo
Today · 4.125%
HK$102,462
baseline
▲ 0.50% · 4.625%
HK$108,696
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,924/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,261
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,138
−HK$2,918/mo
Today · 4.125%
HK$113,056
baseline
▲ 0.50% · 4.625%
HK$119,016
+HK$5,960/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,112/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,344 · Scale 2, in force from 26 Feb 2026)