LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,567
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,234
−HK$1,692/mo
Today · 4.125%
HK$56,926
baseline
▲ 0.50% · 4.625%
HK$60,390
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,852/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,593
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,191
−HK$1,622/mo
Today · 4.125%
HK$62,813
baseline
▲ 0.50% · 4.625%
HK$66,124
+HK$3,311/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,626/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,281
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,280
−HK$2,032/mo
Today · 4.125%
HK$68,312
baseline
▲ 0.50% · 4.625%
HK$72,468
+HK$4,156/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,624/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,512
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,430
−HK$1,945/mo
Today · 4.125%
HK$75,375
baseline
▲ 0.50% · 4.625%
HK$79,348
+HK$3,973/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,750/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,994
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,327
−HK$2,370/mo
Today · 4.125%
HK$79,697
baseline
▲ 0.50% · 4.625%
HK$84,546
+HK$4,849/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$159,394/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,430
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,668
−HK$2,270/mo
Today · 4.125%
HK$87,938
baseline
▲ 0.50% · 4.625%
HK$92,573
+HK$4,635/mo
Deposit HK$7.05M · loan HK$16.44M · min. income ≈ HK$175,876/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,421
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,420
−HK$3,048/mo
Today · 4.125%
HK$102,468
baseline
▲ 0.50% · 4.625%
HK$108,702
+HK$6,234/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,936/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,268
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,144
−HK$2,919/mo
Today · 4.125%
HK$113,063
baseline
▲ 0.50% · 4.625%
HK$119,023
+HK$5,960/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,126/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,401 · Scale 2, in force from 26 Feb 2026)