LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,571
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,237
−HK$1,693/mo
Today · 4.125%
HK$56,930
baseline
▲ 0.50% · 4.625%
HK$60,394
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,860/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,597
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,195
−HK$1,622/mo
Today · 4.125%
HK$62,817
baseline
▲ 0.50% · 4.625%
HK$66,128
+HK$3,311/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,634/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,285
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,285
−HK$2,031/mo
Today · 4.125%
HK$68,316
baseline
▲ 0.50% · 4.625%
HK$72,473
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,632/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,516
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,434
−HK$1,946/mo
Today · 4.125%
HK$75,380
baseline
▲ 0.50% · 4.625%
HK$79,354
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,760/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,999
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,332
−HK$2,370/mo
Today · 4.125%
HK$79,702
baseline
▲ 0.50% · 4.625%
HK$84,552
+HK$4,850/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,404/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,436
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,674
−HK$2,270/mo
Today · 4.125%
HK$87,944
baseline
▲ 0.50% · 4.625%
HK$92,579
+HK$4,635/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,888/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,428
−HK$6,046/mo
▼ 0.25% · 3.875%
HK$99,427
−HK$3,047/mo
Today · 4.125%
HK$102,474
baseline
▲ 0.50% · 4.625%
HK$108,710
+HK$6,236/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,948/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,275
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$110,152
−HK$2,918/mo
Today · 4.125%
HK$113,070
baseline
▲ 0.50% · 4.625%
HK$119,031
+HK$5,961/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,140/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,468 · Scale 2, in force from 26 Feb 2026)