LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,572
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,238
−HK$1,693/mo
Today · 4.125%
HK$56,931
baseline
▲ 0.50% · 4.625%
HK$60,395
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,862/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,598
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,197
−HK$1,621/mo
Today · 4.125%
HK$62,818
baseline
▲ 0.50% · 4.625%
HK$66,129
+HK$3,311/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,636/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,286
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,286
−HK$2,032/mo
Today · 4.125%
HK$68,318
baseline
▲ 0.50% · 4.625%
HK$72,475
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,636/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,518
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,436
−HK$1,946/mo
Today · 4.125%
HK$75,382
baseline
▲ 0.50% · 4.625%
HK$79,355
+HK$3,973/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,764/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,001
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,334
−HK$2,370/mo
Today · 4.125%
HK$79,704
baseline
▲ 0.50% · 4.625%
HK$84,554
+HK$4,850/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,408/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,437
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,675
−HK$2,270/mo
Today · 4.125%
HK$87,945
baseline
▲ 0.50% · 4.625%
HK$92,581
+HK$4,636/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,890/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,429
−HK$6,047/mo
▼ 0.25% · 3.875%
HK$99,429
−HK$3,047/mo
Today · 4.125%
HK$102,476
baseline
▲ 0.50% · 4.625%
HK$108,712
+HK$6,236/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$204,952/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,277
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,154
−HK$2,919/mo
Today · 4.125%
HK$113,073
baseline
▲ 0.50% · 4.625%
HK$119,033
+HK$5,960/mo
Deposit HK$2.35M · loan HK$21.14M · min. income ≈ HK$226,146/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,487 · Scale 2, in force from 26 Feb 2026)