LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,577
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,243
−HK$1,694/mo
Today · 4.125%
HK$56,937
baseline
▲ 0.50% · 4.625%
HK$60,401
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,874/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,604
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,202
−HK$1,622/mo
Today · 4.125%
HK$62,824
baseline
▲ 0.50% · 4.625%
HK$66,136
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,648/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,292
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,292
−HK$2,032/mo
Today · 4.125%
HK$68,324
baseline
▲ 0.50% · 4.625%
HK$72,481
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,648/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,525
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,443
−HK$1,946/mo
Today · 4.125%
HK$75,389
baseline
▲ 0.50% · 4.625%
HK$79,363
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,778/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,008
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,341
−HK$2,370/mo
Today · 4.125%
HK$79,711
baseline
▲ 0.50% · 4.625%
HK$84,562
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,422/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,445
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,683
−HK$2,271/mo
Today · 4.125%
HK$87,954
baseline
▲ 0.50% · 4.625%
HK$92,590
+HK$4,636/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,908/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,438
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,438
−HK$3,048/mo
Today · 4.125%
HK$102,486
baseline
▲ 0.50% · 4.625%
HK$108,722
+HK$6,236/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$204,972/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,287
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,164
−HK$2,919/mo
Today · 4.125%
HK$113,083
baseline
▲ 0.50% · 4.625%
HK$119,044
+HK$5,961/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,166/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,581 · Scale 2, in force from 26 Feb 2026)