LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,579
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,246
−HK$1,693/mo
Today · 4.125%
HK$56,939
baseline
▲ 0.50% · 4.625%
HK$60,404
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,878/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,606
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,205
−HK$1,622/mo
Today · 4.125%
HK$62,827
baseline
▲ 0.50% · 4.625%
HK$66,139
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,654/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,295
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,295
−HK$2,032/mo
Today · 4.125%
HK$68,327
baseline
▲ 0.50% · 4.625%
HK$72,485
+HK$4,158/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,654/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,528
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,446
−HK$1,946/mo
Today · 4.125%
HK$75,392
baseline
▲ 0.50% · 4.625%
HK$79,366
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,784/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,011
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,344
−HK$2,371/mo
Today · 4.125%
HK$79,715
baseline
▲ 0.50% · 4.625%
HK$84,565
+HK$4,850/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,430/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,449
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,687
−HK$2,271/mo
Today · 4.125%
HK$87,958
baseline
▲ 0.50% · 4.625%
HK$92,594
+HK$4,636/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,916/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,443
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,443
−HK$3,048/mo
Today · 4.125%
HK$102,491
baseline
▲ 0.50% · 4.625%
HK$108,727
+HK$6,236/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$204,982/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,292
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,169
−HK$2,919/mo
Today · 4.125%
HK$113,088
baseline
▲ 0.50% · 4.625%
HK$119,049
+HK$5,961/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,176/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,626 · Scale 2, in force from 26 Feb 2026)