LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,580
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,246
−HK$1,694/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$60,404
+HK$3,464/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,607
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,205
−HK$1,622/mo
Today · 4.125%
HK$62,827
baseline
▲ 0.50% · 4.625%
HK$66,139
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,654/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,296
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,296
−HK$2,032/mo
Today · 4.125%
HK$68,328
baseline
▲ 0.50% · 4.625%
HK$72,485
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,656/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,528
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,447
−HK$1,946/mo
Today · 4.125%
HK$75,393
baseline
▲ 0.50% · 4.625%
HK$79,367
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,786/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,012
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,345
−HK$2,370/mo
Today · 4.125%
HK$79,715
baseline
▲ 0.50% · 4.625%
HK$84,566
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,430/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,450
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,688
−HK$2,270/mo
Today · 4.125%
HK$87,958
baseline
▲ 0.50% · 4.625%
HK$92,595
+HK$4,637/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,916/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,443
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,443
−HK$3,048/mo
Today · 4.125%
HK$102,491
baseline
▲ 0.50% · 4.625%
HK$108,728
+HK$6,237/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$204,982/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,292
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,170
−HK$2,919/mo
Today · 4.125%
HK$113,089
baseline
▲ 0.50% · 4.625%
HK$119,050
+HK$5,961/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,178/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,632 · Scale 2, in force from 26 Feb 2026)