LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,581
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,248
−HK$1,693/mo
Today · 4.125%
HK$56,941
baseline
▲ 0.50% · 4.625%
HK$60,406
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,882/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,609
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,207
−HK$1,622/mo
Today · 4.125%
HK$62,829
baseline
▲ 0.50% · 4.625%
HK$66,141
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,658/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,298
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,298
−HK$2,032/mo
Today · 4.125%
HK$68,330
baseline
▲ 0.50% · 4.625%
HK$72,487
+HK$4,157/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,660/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,530
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,449
−HK$1,946/mo
Today · 4.125%
HK$75,395
baseline
▲ 0.50% · 4.625%
HK$79,369
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,790/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,014
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,347
−HK$2,371/mo
Today · 4.125%
HK$79,718
baseline
▲ 0.50% · 4.625%
HK$84,569
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,436/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,452
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,690
−HK$2,271/mo
Today · 4.125%
HK$87,961
baseline
▲ 0.50% · 4.625%
HK$92,597
+HK$4,636/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,922/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,446
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,446
−HK$3,048/mo
Today · 4.125%
HK$102,494
baseline
▲ 0.50% · 4.625%
HK$108,731
+HK$6,237/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$204,988/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,296
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$110,173
−HK$2,919/mo
Today · 4.125%
HK$113,092
baseline
▲ 0.50% · 4.625%
HK$119,054
+HK$5,962/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,184/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,663 · Scale 2, in force from 26 Feb 2026)