LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,585
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,252
−HK$1,694/mo
Today · 4.125%
HK$56,946
baseline
▲ 0.50% · 4.625%
HK$60,411
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,892/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,613
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,212
−HK$1,622/mo
Today · 4.125%
HK$62,834
baseline
▲ 0.50% · 4.625%
HK$66,146
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,668/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,303
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,303
−HK$2,032/mo
Today · 4.125%
HK$68,335
baseline
▲ 0.50% · 4.625%
HK$72,493
+HK$4,158/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,670/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,536
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,455
−HK$1,946/mo
Today · 4.125%
HK$75,401
baseline
▲ 0.50% · 4.625%
HK$79,375
+HK$3,974/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,802/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,020
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,353
−HK$2,371/mo
Today · 4.125%
HK$79,724
baseline
▲ 0.50% · 4.625%
HK$84,575
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,448/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,459
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,697
−HK$2,271/mo
Today · 4.125%
HK$87,968
baseline
▲ 0.50% · 4.625%
HK$92,605
+HK$4,637/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,936/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,454
−HK$6,048/mo
▼ 0.25% · 3.875%
HK$99,454
−HK$3,048/mo
Today · 4.125%
HK$102,502
baseline
▲ 0.50% · 4.625%
HK$108,739
+HK$6,237/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,004/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,304
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,182
−HK$2,919/mo
Today · 4.125%
HK$113,101
baseline
▲ 0.50% · 4.625%
HK$119,063
+HK$5,962/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,202/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,741 · Scale 2, in force from 26 Feb 2026)