LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,587
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,254
−HK$1,694/mo
Today · 4.125%
HK$56,948
baseline
▲ 0.50% · 4.625%
HK$60,413
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,896/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,615
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,214
−HK$1,622/mo
Today · 4.125%
HK$62,836
baseline
▲ 0.50% · 4.625%
HK$66,148
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,672/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,305
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,305
−HK$2,032/mo
Today · 4.125%
HK$68,337
baseline
▲ 0.50% · 4.625%
HK$72,495
+HK$4,158/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,674/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,538
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,457
−HK$1,946/mo
Today · 4.125%
HK$75,403
baseline
▲ 0.50% · 4.625%
HK$79,378
+HK$3,975/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,806/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,022
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,356
−HK$2,371/mo
Today · 4.125%
HK$79,727
baseline
▲ 0.50% · 4.625%
HK$84,578
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,454/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,461
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,700
−HK$2,271/mo
Today · 4.125%
HK$87,971
baseline
▲ 0.50% · 4.625%
HK$92,608
+HK$4,637/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,942/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,457
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,457
−HK$3,049/mo
Today · 4.125%
HK$102,506
baseline
▲ 0.50% · 4.625%
HK$108,743
+HK$6,237/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,012/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,307
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,185
−HK$2,920/mo
Today · 4.125%
HK$113,105
baseline
▲ 0.50% · 4.625%
HK$119,067
+HK$5,962/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,210/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,773 · Scale 2, in force from 26 Feb 2026)