LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,590
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,257
−HK$1,693/mo
Today · 4.125%
HK$56,950
baseline
▲ 0.50% · 4.625%
HK$60,416
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,900/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,618
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,217
−HK$1,622/mo
Today · 4.125%
HK$62,839
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,678/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,308
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,308
−HK$2,032/mo
Today · 4.125%
HK$68,340
baseline
▲ 0.50% · 4.625%
HK$72,499
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,680/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,542
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,460
−HK$1,947/mo
Today · 4.125%
HK$75,407
baseline
▲ 0.50% · 4.625%
HK$79,382
+HK$3,975/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,814/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,026
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,359
−HK$2,371/mo
Today · 4.125%
HK$79,730
baseline
▲ 0.50% · 4.625%
HK$84,582
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,460/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,465
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,704
−HK$2,271/mo
Today · 4.125%
HK$87,975
baseline
▲ 0.50% · 4.625%
HK$92,612
+HK$4,637/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,950/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,462
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,462
−HK$3,049/mo
Today · 4.125%
HK$102,511
baseline
▲ 0.50% · 4.625%
HK$108,748
+HK$6,237/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,022/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,313
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$110,191
−HK$2,919/mo
Today · 4.125%
HK$113,110
baseline
▲ 0.50% · 4.625%
HK$119,073
+HK$5,963/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,220/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,820 · Scale 2, in force from 26 Feb 2026)