LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,592
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,259
−HK$1,694/mo
Today · 4.125%
HK$56,953
baseline
▲ 0.50% · 4.625%
HK$60,418
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,906/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,219
−HK$1,623/mo
Today · 4.125%
HK$62,842
baseline
▲ 0.50% · 4.625%
HK$66,154
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,684/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,310
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,311
−HK$2,032/mo
Today · 4.125%
HK$68,343
baseline
▲ 0.50% · 4.625%
HK$72,502
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,686/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,545
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,463
−HK$1,947/mo
Today · 4.125%
HK$75,410
baseline
▲ 0.50% · 4.625%
HK$79,385
+HK$3,975/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,820/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,029
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,363
−HK$2,371/mo
Today · 4.125%
HK$79,734
baseline
▲ 0.50% · 4.625%
HK$84,585
+HK$4,851/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,468/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,469
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,707
−HK$2,271/mo
Today · 4.125%
HK$87,978
baseline
▲ 0.50% · 4.625%
HK$92,616
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,956/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,466
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,466
−HK$3,049/mo
Today · 4.125%
HK$102,515
baseline
▲ 0.50% · 4.625%
HK$108,753
+HK$6,238/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,030/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,317
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,195
−HK$2,920/mo
Today · 4.125%
HK$113,115
baseline
▲ 0.50% · 4.625%
HK$119,077
+HK$5,962/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,230/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,861 · Scale 2, in force from 26 Feb 2026)