LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,594
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,261
−HK$1,694/mo
Today · 4.125%
HK$56,955
baseline
▲ 0.50% · 4.625%
HK$60,421
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,910/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,623
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,222
−HK$1,622/mo
Today · 4.125%
HK$62,844
baseline
▲ 0.50% · 4.625%
HK$66,157
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,688/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,313
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,314
−HK$2,032/mo
Today · 4.125%
HK$68,346
baseline
▲ 0.50% · 4.625%
HK$72,505
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,692/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,548
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,467
−HK$1,946/mo
Today · 4.125%
HK$75,413
baseline
▲ 0.50% · 4.625%
HK$79,388
+HK$3,975/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,826/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,032
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,366
−HK$2,371/mo
Today · 4.125%
HK$79,737
baseline
▲ 0.50% · 4.625%
HK$84,589
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,474/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,472
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,711
−HK$2,271/mo
Today · 4.125%
HK$87,982
baseline
▲ 0.50% · 4.625%
HK$92,620
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,964/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,470
−HK$6,049/mo
▼ 0.25% · 3.875%
HK$99,470
−HK$3,049/mo
Today · 4.125%
HK$102,519
baseline
▲ 0.50% · 4.625%
HK$108,757
+HK$6,238/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,038/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,321
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,200
−HK$2,920/mo
Today · 4.125%
HK$113,120
baseline
▲ 0.50% · 4.625%
HK$119,082
+HK$5,962/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,240/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,903 · Scale 2, in force from 26 Feb 2026)