LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,596
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,263
−HK$1,694/mo
Today · 4.125%
HK$56,957
baseline
▲ 0.50% · 4.625%
HK$60,422
+HK$3,465/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,914/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,625
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,224
−HK$1,622/mo
Today · 4.125%
HK$62,846
baseline
▲ 0.50% · 4.625%
HK$66,159
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,692/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,315
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,316
−HK$2,032/mo
Today · 4.125%
HK$68,348
baseline
▲ 0.50% · 4.625%
HK$72,507
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,696/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,550
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,469
−HK$1,946/mo
Today · 4.125%
HK$75,415
baseline
▲ 0.50% · 4.625%
HK$79,391
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,830/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,034
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,368
−HK$2,371/mo
Today · 4.125%
HK$79,739
baseline
▲ 0.50% · 4.625%
HK$84,591
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,478/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,475
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,713
−HK$2,272/mo
Today · 4.125%
HK$87,985
baseline
▲ 0.50% · 4.625%
HK$92,622
+HK$4,637/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,970/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,472
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,473
−HK$3,049/mo
Today · 4.125%
HK$102,522
baseline
▲ 0.50% · 4.625%
HK$108,760
+HK$6,238/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,044/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,325
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$110,203
−HK$2,920/mo
Today · 4.125%
HK$113,123
baseline
▲ 0.50% · 4.625%
HK$119,086
+HK$5,963/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,246/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,933 · Scale 2, in force from 26 Feb 2026)