LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,598
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,265
−HK$1,694/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$60,425
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,627
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,622/mo
Today · 4.125%
HK$62,848
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,696/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,317
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$2,033/mo
Today · 4.125%
HK$68,351
baseline
▲ 0.50% · 4.625%
HK$72,509
+HK$4,158/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,702/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,552
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,471
−HK$1,947/mo
Today · 4.125%
HK$75,418
baseline
▲ 0.50% · 4.625%
HK$79,393
+HK$3,975/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,836/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,037
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,371
−HK$2,371/mo
Today · 4.125%
HK$79,742
baseline
▲ 0.50% · 4.625%
HK$84,594
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,484/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,478
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,716
−HK$2,272/mo
Today · 4.125%
HK$87,988
baseline
▲ 0.50% · 4.625%
HK$92,626
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,976/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,476
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,477
−HK$3,049/mo
Today · 4.125%
HK$102,526
baseline
▲ 0.50% · 4.625%
HK$108,764
+HK$6,238/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,052/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,328
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,207
−HK$2,920/mo
Today · 4.125%
HK$113,127
baseline
▲ 0.50% · 4.625%
HK$119,090
+HK$5,963/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,254/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,968 · Scale 2, in force from 26 Feb 2026)