LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,599
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,266
−HK$1,694/mo
Today · 4.125%
HK$56,960
baseline
▲ 0.50% · 4.625%
HK$60,426
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,920/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,628
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,227
−HK$1,623/mo
Today · 4.125%
HK$62,850
baseline
▲ 0.50% · 4.625%
HK$66,162
+HK$3,312/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,700/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,318
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,319
−HK$2,033/mo
Today · 4.125%
HK$68,352
baseline
▲ 0.50% · 4.625%
HK$72,511
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,704/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,554
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,473
−HK$1,946/mo
Today · 4.125%
HK$75,419
baseline
▲ 0.50% · 4.625%
HK$79,395
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,838/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,038
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,372
−HK$2,372/mo
Today · 4.125%
HK$79,744
baseline
▲ 0.50% · 4.625%
HK$84,596
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,488/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,479
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,718
−HK$2,271/mo
Today · 4.125%
HK$87,989
baseline
▲ 0.50% · 4.625%
HK$92,627
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,978/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,478
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,479
−HK$3,049/mo
Today · 4.125%
HK$102,528
baseline
▲ 0.50% · 4.625%
HK$108,766
+HK$6,238/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$205,056/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,330
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,209
−HK$2,920/mo
Today · 4.125%
HK$113,129
baseline
▲ 0.50% · 4.625%
HK$119,092
+HK$5,963/mo
Deposit HK$2.35M · loan HK$21.15M · min. income ≈ HK$226,258/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$998,986 · Scale 2, in force from 26 Feb 2026)