LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,602
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,269
−HK$1,694/mo
Today · 4.125%
HK$56,963
baseline
▲ 0.50% · 4.625%
HK$60,429
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,926/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,231
−HK$1,622/mo
Today · 4.125%
HK$62,853
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,314/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,706/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,322
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,323
−HK$2,033/mo
Today · 4.125%
HK$68,356
baseline
▲ 0.50% · 4.625%
HK$72,515
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,712/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,558
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,477
−HK$1,947/mo
Today · 4.125%
HK$75,424
baseline
▲ 0.50% · 4.625%
HK$79,400
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,848/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,043
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,377
−HK$2,372/mo
Today · 4.125%
HK$79,749
baseline
▲ 0.50% · 4.625%
HK$84,601
+HK$4,852/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$159,498/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,484
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,723
−HK$2,272/mo
Today · 4.125%
HK$87,995
baseline
▲ 0.50% · 4.625%
HK$92,633
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.45M · min. income ≈ HK$175,990/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,484
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,485
−HK$3,049/mo
Today · 4.125%
HK$102,534
baseline
▲ 0.50% · 4.625%
HK$108,773
+HK$6,239/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,068/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,337
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,216
−HK$2,920/mo
Today · 4.125%
HK$113,136
baseline
▲ 0.50% · 4.625%
HK$119,100
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,272/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,048 · Scale 2, in force from 26 Feb 2026)