LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,603
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,270
−HK$1,694/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$60,430
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,232
−HK$1,622/mo
Today · 4.125%
HK$62,854
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,708/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,323
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,324
−HK$2,033/mo
Today · 4.125%
HK$68,357
baseline
▲ 0.50% · 4.625%
HK$72,516
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,714/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,559
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,478
−HK$1,947/mo
Today · 4.125%
HK$75,425
baseline
▲ 0.50% · 4.625%
HK$79,401
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,850/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,044
−HK$4,705/mo
▼ 0.25% · 3.875%
HK$77,378
−HK$2,371/mo
Today · 4.125%
HK$79,749
baseline
▲ 0.50% · 4.625%
HK$84,602
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,498/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,485
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,724
−HK$2,272/mo
Today · 4.125%
HK$87,996
baseline
▲ 0.50% · 4.625%
HK$92,634
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$175,992/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,485
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,486
−HK$3,049/mo
Today · 4.125%
HK$102,535
baseline
▲ 0.50% · 4.625%
HK$108,774
+HK$6,239/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,070/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,338
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,217
−HK$2,920/mo
Today · 4.125%
HK$113,137
baseline
▲ 0.50% · 4.625%
HK$119,101
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,274/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,058 · Scale 2, in force from 26 Feb 2026)