LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,604
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,694/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$60,432
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,233
−HK$1,623/mo
Today · 4.125%
HK$62,856
baseline
▲ 0.50% · 4.625%
HK$66,169
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,712/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,325
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,326
−HK$2,033/mo
Today · 4.125%
HK$68,359
baseline
▲ 0.50% · 4.625%
HK$72,518
+HK$4,159/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,718/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,561
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,480
−HK$1,947/mo
Today · 4.125%
HK$75,427
baseline
▲ 0.50% · 4.625%
HK$79,403
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,854/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,046
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,380
−HK$2,372/mo
Today · 4.125%
HK$79,752
baseline
▲ 0.50% · 4.625%
HK$84,605
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,504/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,488
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,727
−HK$2,271/mo
Today · 4.125%
HK$87,998
baseline
▲ 0.50% · 4.625%
HK$92,637
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$175,996/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,488
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,489
−HK$3,049/mo
Today · 4.125%
HK$102,538
baseline
▲ 0.50% · 4.625%
HK$108,777
+HK$6,239/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,076/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,341
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,220
−HK$2,921/mo
Today · 4.125%
HK$113,141
baseline
▲ 0.50% · 4.625%
HK$119,105
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,282/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,089 · Scale 2, in force from 26 Feb 2026)