LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,605
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,694/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$60,433
+HK$3,467/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,635
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,234
−HK$1,623/mo
Today · 4.125%
HK$62,857
baseline
▲ 0.50% · 4.625%
HK$66,170
+HK$3,313/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,714/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,326
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,327
−HK$2,032/mo
Today · 4.125%
HK$68,359
baseline
▲ 0.50% · 4.625%
HK$72,519
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$136,718/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,562
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,481
−HK$1,947/mo
Today · 4.125%
HK$75,428
baseline
▲ 0.50% · 4.625%
HK$79,404
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.10M · min. income ≈ HK$150,856/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,047
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,381
−HK$2,372/mo
Today · 4.125%
HK$79,753
baseline
▲ 0.50% · 4.625%
HK$84,606
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,506/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,489
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,728
−HK$2,271/mo
Today · 4.125%
HK$87,999
baseline
▲ 0.50% · 4.625%
HK$92,638
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$175,998/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,489
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,490
−HK$3,049/mo
Today · 4.125%
HK$102,539
baseline
▲ 0.50% · 4.625%
HK$108,779
+HK$6,240/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,078/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,343
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,221
−HK$2,921/mo
Today · 4.125%
HK$113,142
baseline
▲ 0.50% · 4.625%
HK$119,106
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,284/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,100 · Scale 2, in force from 26 Feb 2026)