LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,606
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,274
−HK$1,694/mo
Today · 4.125%
HK$56,968
baseline
▲ 0.50% · 4.625%
HK$60,434
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,936/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,636
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,236
−HK$1,622/mo
Today · 4.125%
HK$62,858
baseline
▲ 0.50% · 4.625%
HK$66,172
+HK$3,314/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,716/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,327
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,328
−HK$2,033/mo
Today · 4.125%
HK$68,361
baseline
▲ 0.50% · 4.625%
HK$72,521
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$136,722/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,564
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,483
−HK$1,947/mo
Today · 4.125%
HK$75,430
baseline
▲ 0.50% · 4.625%
HK$79,406
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$150,860/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,049
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,383
−HK$2,372/mo
Today · 4.125%
HK$79,755
baseline
▲ 0.50% · 4.625%
HK$84,608
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,510/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,491
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,730
−HK$2,272/mo
Today · 4.125%
HK$88,002
baseline
▲ 0.50% · 4.625%
HK$92,640
+HK$4,638/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,004/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,491
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,492
−HK$3,050/mo
Today · 4.125%
HK$102,542
baseline
▲ 0.50% · 4.625%
HK$108,781
+HK$6,239/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,084/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,345
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,224
−HK$2,921/mo
Today · 4.125%
HK$113,145
baseline
▲ 0.50% · 4.625%
HK$119,109
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,290/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,125 · Scale 2, in force from 26 Feb 2026)