LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,607
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,274
−HK$1,695/mo
Today · 4.125%
HK$56,969
baseline
▲ 0.50% · 4.625%
HK$60,435
+HK$3,466/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$113,938/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,637
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,237
−HK$1,622/mo
Today · 4.125%
HK$62,859
baseline
▲ 0.50% · 4.625%
HK$66,173
+HK$3,314/mo
Deposit HK$11.75M · loan HK$11.75M · min. income ≈ HK$125,718/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,328
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,329
−HK$2,033/mo
Today · 4.125%
HK$68,362
baseline
▲ 0.50% · 4.625%
HK$72,522
+HK$4,160/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$136,724/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,565
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,484
−HK$1,947/mo
Today · 4.125%
HK$75,431
baseline
▲ 0.50% · 4.625%
HK$79,407
+HK$3,976/mo
Deposit HK$9.40M · loan HK$14.11M · min. income ≈ HK$150,862/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,050
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,384
−HK$2,372/mo
Today · 4.125%
HK$79,756
baseline
▲ 0.50% · 4.625%
HK$84,609
+HK$4,853/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$159,512/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,492
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,731
−HK$2,272/mo
Today · 4.125%
HK$88,003
baseline
▲ 0.50% · 4.625%
HK$92,642
+HK$4,639/mo
Deposit HK$7.05M · loan HK$16.46M · min. income ≈ HK$176,006/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,493
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,494
−HK$3,049/mo
Today · 4.125%
HK$102,543
baseline
▲ 0.50% · 4.625%
HK$108,783
+HK$6,240/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$205,086/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,347
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,226
−HK$2,921/mo
Today · 4.125%
HK$113,147
baseline
▲ 0.50% · 4.625%
HK$119,111
+HK$5,964/mo
Deposit HK$2.35M · loan HK$21.16M · min. income ≈ HK$226,294/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$999,141 · Scale 2, in force from 26 Feb 2026)